Cash Flow

Cash Flow is a really expensive game. I was introduced to it by friend of my sister's who was pursuing his MBA. His other two brother's already have their MBA degrees. Well first 30 mins I absolutely hated this game but then really dug it. It reinforces basic economic principles in life. Buy stock low, sell high. Invest in some business oppotunities and perhaps have someone (depending on market) buy out your business for a nice chunk of change.

Robert T. Kiyosaki designed this game and is known for his popular book Poor Dad, Rich Dad.

Initially everyone rolls die to go around and around in the rat race collecting a pay check each time they pass it. You have Small oppotunities to pursue if you wish, which will hopefully pay off in the future. You have can kids which will increase your monthly expenses. Doodads which are random events in life that you have to pay for like going on vacation, buying expensive TV, etc. Big deals start at a minimum of $5,000 so you'll have to save before you draw one of those cards.

Fast track is where you want to be. Once your on the fast track only then will it be possible to perhaps see those $1,000,000 bills in your pocket. On the fast track the stakes are high but you have so much cash that it's no biggie gambling $250,000 on a business oppotunity. Once your passive income exceeds $50,000 month OR if you buy the dream of yours chosen at beginning of the game you win. Others on fast track can buy your dream thus doubling your cost to buy your dream.

Here's a quick over view of the rules and gameplay order.

Pencil and eraser. Each person has to constantly keep track of there figures and the person to the right of them is supposed to audit there calculations. See the passive income $2,640 exceeding total expenses $2,490 thus your out on the fast track. Other ways to decrease your total expenses is to pay off your liabilities say car loans, credit card debt, etc. Usually if your a doctor or lawyer paying off a home mortgage or school loans is way too expensive to pay off and the monthly expense is relatively low due to the low APR.

Small deal deck of cards and Big Deal deck of cards. With stock prices it's good to wait for some sweet deals but the decks of cards are so big it may not come around so sometimes you have to sell for a semi-sweet deal and cash out instead of waiting for the gold mine stock deal. On the 8-plex the cash flow is huge but you'll have to put down $32,000 to get it. But the 64% ROI (return on investment) is definitely good so if you have the cash it'll be a good buy usually.

Market fluctuates so patiences is key. It determines prices of duplexes, 2/3 bdr. homes that people are willing to pay for your investements. Doodad Cards random things that can kill you (there is a $17,000 boat card in there) or minor things for say $50 or $100.

Which other game has $1,000,000 bills? Enough said...hehe.

There are about 10 or 12 profession cards that you randomly draw which at beginning of the game which determines which profession you'll be. The profession dictates your initial Monthly Cash Flow aka Pay Check and your Total Expenses. The Lawyer will need over $5,420 passive income to get on the fast track. I've played as janitor and still won.
Now I bought my copy for $150 the cheapest I could fine. Due to the price I really can't recommended this game to any except those who are pusuing their MBA degrees.
Updated Aug 11, 2005

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